2017 Equifax Security Breach Information

2017 Equifax Security Breach

On September 7, 2017, Equifax announced a security breach which took place between mid-May and July of this year. Equifax has reported that approximately 143 million Americans had their names, Social Security numbers, birth dates, addresses and in some cases, driver's license numbers stolen. Criminals also accessed credit card numbers for approximately 209,000 U.S. consumers and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers.

Although this breach has nothing to do with North Iowa Community Credit Union, we realize this breach could potentially affect our members, as well as millions of Americans, as they are one of three major U.S. credit reporting agencies. Equifax has stated that they are engaging with an independent cybersecurity firm that has been conducting a comprehensive forensic review.

Here are some ways to respond to this breach and protect yourself:

  • We recommend you check to see if you were affected: Equifax has established a website, equifaxsecurity2017.com where you can check to see if your personal information may have been affected.
  • Call for more information: Equifax has established a call center available every day from 7 a.m. – 1 a.m. at 1-866-447-7559 for more information.
  • Obtain free Credit Reports: You can access one free copy of your credit report each year from each of the three major U.S. credit reporting agencies: Equifax, Experian and TransUnion. Consider obtaining a copy of your free credit report every four months (for example: Equifax in January, Experian in May and TransUnion in September). To obtain your free copy visit annualcreditreport.com.
  • Keep up to date: Visit Equifax's data breach response site, which contains up-to-date information about this data breach.

Equifax is offering free credit monitoring to all U.S. consumers for a year. If you were affected, we recommend utilizing the free credit monitoring service that Equifax is offering. Keep in mind that sometimes thieves will wait for over a year to exploit information, so please, continue to stay mindful for the long term.

As always, we recommend you continuously monitor your accounts and all statements when you receive them and immediately report any suspicious activity.

Want more information? Stop by NICCU to get "Identity Theft: Protect Yourself, Know What To Do" booklet.