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Rates

Rates Effective 9/11/2017

New/Program Vehicles 2017-2018 750+ Beacon Score

Months APR*
72 Months** Quote rates as low as 3.24% APR***
66 Months Quote rates as low as 3.09% APR
60 Months Quote rates as low as 2.94% APR
48 Months Quote rates as low as 2.89% APR
36 Months Quote rates as low as 2.84% APR

Used Vehicles 2014-2017

Months APR
72 Months Quote rates as low as 3.54% APR
66 Months Quote rates as low as 3.39% APR
60 Months Quote rates as low as 3.24% APR
48 Months Quote rates as low as 3.19% APR
36 Months Quote rates as low as 3.14% APR

Used Vehicles 2011-2013

Months APR
60 Months Quote rates as low as 4.44% APR
48 Months Quote rates as low as 4.19% APR
36 Months Quote rates as low as 4.14% APR

All Other Model Years

Months APR
48 Months Quote rates as low as 5.94% APR
36 Months Quote rates as low as 5.69% APR

*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.

**Sample repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. ***Sample repayment schedule: 72 monthly payments of $15.31 at 3.24% APR per $1,000 borrowed.

Consumer Goods New: As low as 7.44% APR up to 48 months. Used: As low as 6.94% APR up to 36 months.
Signature Loans As low as 8.19% APR up to 30 months. As low as 7.69% APR up to 12 months
MasterCard 10.99% APR No annual fee, 25 day grace period
Overdraft Protection 16.00% APR Share/Draft checking

Savings Rates*

Account Dividend Rate Annual Percentage Yield**
Membership (min $25) .04 .04%
Passbook (min $50) .06 .06%
Blue Chip (min $1000) .08 .10%
Premium Checking .04 .04%

Share Certificates (CD’s)***

Term Dividend Rate Annual Percentage Yield
3 months .15 .15%
6 months .35 .35%
12 months .60 .60%
24 months .75 .75%
36 months .95 .95%
48 months 1.24 1.25%
60 months 1.34 1.35%

CALL SHARON FOR REAL ESTATE RATES

  • IRA’s pay .1% above regular certificate rates
  • Share/draft Premium Checking Accounts receive .04% dividends (.04% APY) when balances remain above $250.
  • *The Savings rates are subject to change after the account is opened without prior notice.
  • ***All certificates require a minimum of $100 to start unless otherwise noted.
  • Early withdrawal may result in penalties. Withdrawals may affect APY.
  • **APY is Annual Percentage Yield