Rates

 Rates Effective 1/6/2017

New/Program Vehicles 2016-2017 750+ Beacon Score

MonthsAPR*
72 Months** Quote rates as low as  2.95% APR***
66 Months  Quote rates as low as  2.80% APR 
60 Months  Quote rates as low as  2.65% APR 
48 Months  Quote rates as low as  2.60% APR 
36 Months  Quote rates as low as  2.55% APR 

Used Vehicles 2013-2016

MonthsAPR
72 Months  Quote rates as low as  3.25% APR 
66 Months  Quote rates as low as  3.10% APR 
60 Months  Quote rates as low as  2.95% APR 
48 Months  Quote rates as low as  2.90% APR 
36 Months  Quote rates as low as  2.85% APR 

Used Vehicles 2010-2012

MonthsAPR
60 Months  Quote rates as low as  4.15% APR 
48 Months  Quote rates as low as  3.90% APR 
36 Months  Quote rates as low as  3.85% APR 

All Other Model Years

MonthsAPR
48 Months  Quote rates as low as  6.15% APR 
36 Months  Quote rates as low as  5.90% APR 

*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.

**Sample repayment schedule does not include taxes and insurance premiums.  All loans are subject to approval. ***Sample repayment schedule: 72 monthly payments of $15.20 at 2.99% APR per $1,000 borrowed.

Consumer Goods  New: As low as 7.15% APR up to 48 months.  Used: As low as 7.65% APR up to 36 months. 
Signature Loans  As low as 8.15% APR up to 30 months.  As low as 7.65% APR up to 12 months 
MasterCard  10.99% APR  No annual fee, 25 day grace period 
Overdraft Protection  16.00% APR  Share/Draft checking 

Savings Rates*

AccountDividend RateAnnual Percentage Yield**
Membership (min $25)  .04 .04% 
Passbook (min $50)  .06 .06% 
Blue Chip (min $1000)  .08 .08% 
Premium Checking .04 .04% 

Share Certificates (CD's)***

TermDividend RateAnnual Percentage Yield
3 months  .10 .10% 
6 months  .10 .10% 
12 months  .15 .15% 
24 months  .30 .30% 
36 months  .60 .60% 
48 months  .80 .80% 
60 months  1.05 1.06% 

CALL SHARON FOR REAL ESTATE RATES

  • IRA's pay .1% above regular certificate rates
  • Share/draft Premium Checking Accounts receive .04% dividends (.04% APY) when balances remain above $250.
  • *The Savings rates are subject to change after the account is opened without prior notice.
  • ***All certificates require a minimum of $100 to start unless otherwise noted.
  • Early withdrawal may result in penalties. Withdrawals may affect APY.
  • **APY is Annual Percentage Yield