(641) 424 2281

Rates

Rates Effective 1/25/2024

New/Program Vehicles- 750+ Beacon Score

Months   APR*
84 Months Rates as low as 7.44% APR
72 Months** Rates as low as 7.39% APR***
66 Months Rates as low as 7.34% APR
60 Months Rates as low as 7.29% APR
48 Months Rates as low as 7.14% APR

Used Vehicles 2019-2021 

Months   APR
84 Months Rates as low as 7.94% APR
72 Months Rates as low as

7.89% APR

66 Months Rates as low as 7.84% APR
60 Months Rates as low as 7.79% APR
48 Months Rates as low as 7.64% APR
     

 

Used Vehicles 2016-2018

Months   APR
72 Months Rates as low as 8.39% APR
60 Months Rates as low as 8.29% APR
48 Months Rates as low as 8.14% APR

*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.

**Sample repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. ***Sample repayment schedule of a new auto: 72 monthly payments of $17.24 at 7.39% APR per $1,000 borrowed.

     
Consumer Secured As low as 10.69% APR up to 48 months. As low as 10.54% APR up to 36 months.
Signature Loans As low as 11.19% APR up to 36 months. As low as 11.04% APR up to 24 months
MasterCard 10.99% APR No annual fee, 25 day grace period
Overdraft Protection 16.00% APR Share/Draft checking

 

Savings Rates*

Account Dividend Rate Annual Percentage Yield**
Membership (min $25) .05 .05%
Passbook (min $50) .10 .10%
Blue Chip (min $1000) 1.00 1.00%
Premium Checking (min $250) .10 .10%
Youth Club Account 1.00 1.00%

 

Share Certificates (CD’s)***

Term Dividend Rate Annual Percentage Yield
6 months 2.00 2.02%
12 months 2.50 2.53%
24 months 3.00 3.04%
36 months 3.25 3.30%
48 months 3.50 3.56%
60 months 3.75 3.82%
JUMBO**** 3.95 4.02%

CALL SHARON FOR REAL ESTATE RATES

  • IRA’s pay .10% above regular certificate rates
  • Share/draft Premium Checking Accounts receive dividends when balances remain above $250.
  • *The Savings rates are subject to change after the account is opened without prior notice.
  • ***All certificates require a minimum of $100 to start unless otherwise noted.
  • ****JUMBO Certificates available at 12, 24, 36, 48 or 60 month terms. Minimum $100,000.00.
  • Early withdrawal may result in penalties. Withdrawals may affect APY.
  • **APY is Annual Percentage Yield

You are now leaving North Iowa Community Credit Union

North Iowa Community Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by North Iowa Community Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL