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Become a Member or Add an Account!

Adding an Account.

1st Time Homebuyers. Holiday Club Accounts. Vacation Funds. Or any other special saving goals you may have. Using the same application as the new members, you can easily add special savings accounts! Setting aside savings for a particular reason helps you to attain your goals! Make it even easier by setting up auto transfers in online banking. $5 each week will help you save $260 each year, $10 each week save $520 each year and $20 each week will help you save $1040!

Become a NICCU Member Today!

You may be eligible for membership if you are a resident of or are working in Cerro Gordo, Franklin, Hancock, Winnebago, Worth, or Wright Counties or have someone in your family that is an existing member.

Once you become a member, your family members may join also, including spouses, children, parents, brothers, sisters, grandparents, and grandchildren. Each and every member is provided the same rights and privileges as offered by our member-owned credit union.

Becoming a member of North Iowa Community Credit Union is very easy. Simply click “JOIN TODAY” and fill out the application or stop into one of our offices. With an initial $25 deposit, which is used to open your Membership Savings Account, you are on your way to experiencing the Credit Union Difference. This $25 is not a fee but must remain in your savings account for you to take advantage of all credit union services and benefits.

For members under 16, only a $5 deposit is required. We have no monthly service charges on our savings plans to “eat away” at the accounts.


Notice to perspective members regarding new account opening procedures: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that when you open an account we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you.

All new accounts require valid and current government issued identification. These include an Iowa Drivers License or Non-Driver ID.

Individuals under 16 will need to provide a social security card and their parent/guardian will need to provide valid and current identification.

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