(641) 424 2281

We want to ‘CU Be Wise by spending, saving, and sharing responsibly.

Free Events, Prizes, Fun Challenges

High Interest Youth Savings Club Account

Earn more interest on your savings! Stop in or call 1-888-424-2281 to add this account or simply OPEN ACCOUNT NOW!

CURRENT Youth Membership Savings account will not change. All youth are eligible for youth club activities with their primary membership savings account. Youth can take no action, and will continue to earn dividends at the current rate of their primary membership account.

*All youth are eligible for youth club activities with their primary membership savings account. Any funds added to this HIGH INTEREST YOUTH SAVINGS CLUB ACCOUNT will be automatically transferred to youth’s primary membership within 60 days of attaining age 16. Rates subject to change. $5 minimum balance to open account; $5 minimum balance to earn dividends. Primary membership required with $25 minimum kept in that savings to be eligible for this account.

About nicCU Be Wise Youth Club:

No matter the age, we strive to interact with and educate youth on the importance of financial responsibility with an emphasis on spending, saving, community and awareness. Learning about financial responsibility at a young age can set you up for a successful future, not only financially but in all aspects of life, including community involvement and giving back!


• Free Activities: Roller City, movies, pool party, etc.

• For each $5 deposited, you will receive a token* to earn prizes out of the tree house *Limit 10 tokens per day

• Opportunities for classroom/group presentations on topics such as checking, saving, credit scores, loans, budgeting, etc.

• CD’s to boost savings –Rates Great to help kids save!

•Debit card/Fresh Start Debit accounts available

Scholarship & Student Loan Opportunities

• And More!


Youth 12 and under need a parent, grandparent or guardian as a joint member on the account. Youth savings accounts require a $5 deposit at the time of opening and it must stay in the account to keep the membership (this membership deposit minimum will increase to $25 when the child turns 16). The child’s social security card (and parent’s identification) is all you need to open the account.


Random Acts of Kindness

Each April, we celebrate our program during Youth Month. During this month, we promote Sharing (giving back) through a contest where our youth members can submit ideas on how they would give-back in their community if they had an extra $20. At the end of the month we randomly draw several kids and help them carry out their ideas with a donation of $20.

Community Random Acts of Kindness

We want to keep the Random Acts of Kindness going and help spread the love. Each quarter, we will randomly draw and give away $100 to help fund a random act of kindness for a group, class, individual, or family. Email us to let us know your Random Acts of Kindness idea! Please include: Name, phone number, idea, anticipated cost, and projected date or deadline.

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