*Cash Back offer is for 1% of loan payoff amount refinanced with North Iowa Community Credit Union (NICCU) from another financial institution. Cash back total cannot exceed $200 and will be deposited into your NICCU savings account within 3 business days after closing loan. Normal credit granting criteria applies. All loans subject to approval. Excludes real estate or loans secured by homes. Certain restrictions apply. $10,000.00 minimum amount refinanced. 24 month minimum term.
Loans for almost any purpose!
Maybe you need to take a vacation. Is there something that needs to be fixed? Whatever the case may be, NICCU is here to help. Let us know what the situation calls for and we will let you know how to get it done.
Share Secured Loans
If you have the money but don’t want to get into it, we’ll loan you the money and pledge your shares. Whatever the purpose, it doesn’t matter. Just let us know you need it done and we get it done! Share secured loans will save you interest compared to traditional consumer loans, but the funds must be deposited here at NICCU.
Whether it’s a question about buying a new car or truck, a problem with budgeting or obtaining credit, we are here to help with confidential loan guidance. Just set up an appointment. No matter what your need, we’re here to help in the best possible manner.
Credit Life/Loan Protection Insurance
Eligible borrowers find it reassuring to know that North Iowa Community Credit Union offers Credit Life Insurance. This coverage would provide payment of debtor’s loan in the event of death, freeing family members from the burden of repayment.
Credit Disability Insurance
Offered at minimal cost to eligible borrowers, Credit Disability Insurance protects your loan should you become ill or disabled.
NICCU has partnered with Community Business Lenders to offer all of our business members and prospective members a comprehensive solution to your borrowing needs. Call for more information.