Special Savings Accounts
NICCU has the account to help you reach your dreams, whatever it may be.
Set up automatic transfers to help you reach your goals. $5 a week or $20 a month make it easy to work your way to your goals. Talk with a teller or set it up yourself in online banking. Call (888)424-2281 to open accounts TODAY!
HOLIDAY CLUB ACCOUNTS
Our Holiday Club account is your best choice to save for that special season. Unlike Holiday Clubs elsewhere, we give you flexibility. There are no minimum deposits or schedule payments required. You decide when and how much to deposit. Dividends are paid from the date of deposit. November 1st funds are disbursed.
VACATION SAVING ACCOUNTS
NICCU wants to help your dream vacation become a reality! Start planning today with a vacation savings account that allows you to save money throughout the year leading up to your trip. When it’s time to go, you’ll have peace of mind knowing you’ve planned for your trip’s expenses without taking on a large debt load. Dividends are paid annually.
FIRST-TIME HOMEBUYER SAVINGS ACCOUNT
Opening a NICCU First-time Homebuyer Savings Account (FTHSA) is a smart way to save for a first home. Our FTHSA is a tax-advantaged account available to qualified residents of Iowa. A FTHSA is a special type of savings account created by the Iowa legislature to help Iowans save for their first homes. It includes provisions that allow individuals, that do not currently own a home, to make tax-deductible contributions into an saving account to use to purchase your own a first home. There are potential tax benefits, please advise you tax advisor prior to opening this account type.