(641) 424 2281

Rates

Rates Effective 8/8/2018

New/Program Vehicles 2017-2018 750+ Beacon Score

Months APR*
72 Months** Rates as low as 3.90% APR***
66 Months Rates as low as 3.75% APR
60 Months Rates as low as 3.60% APR
48 Months Rates as low as 3.55% APR
36 Months Rates as low as 3.50% APR

Used Vehicles 2014 and newer

Months APR
72 Months Rates as low as 4.20% APR
66 Months Rates as low as 4.05% APR
60 Months Rates as low as 3.90% APR
48 Months Rates as low as 3.85% APR
36 Months Rates as low as 3.80% APR

Used Vehicles 2011-2013

Months APR
60 Months Rates as low as 4.20% APR
48 Months Rates as low as 3.95% APR
36 Months Rates as low as 3.90% APR

All Other Model Years

Months APR
60 Months Rates as low as 4.50% APR
48 Months Rates as low as 4.25% APR

*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.

**Sample repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. ***Sample repayment schedule: 72 monthly payments of $115.69 at 3.90% APR per $1,000 borrowed.

Consumer Goods New: As low as 7.69% APR up to 48 months. Used: As low as 7.19% APR up to 36 months.
Signature Loans As low as 8.44% APR up to 30 months. As low as 7.94% APR up to 12 months
MasterCard 10.99% APR No annual fee, 25 day grace period
Overdraft Protection 16.00% APR Share/Draft checking

Savings Rates*

Account Dividend Rate Annual Percentage Yield**
Membership (min $25) .04 .04%
Passbook (min $50) .06 .06%
Blue Chip (min $1000) .10 .10%
Premium Checking .10 .10%

Share Certificates (CD’s)***

Term Dividend Rate Annual Percentage Yield
3 months .15 .15%
6 months .35 .35%
12 months .60 .60%
24 months .75 .75%
36 months .95 .95%
48 months 1.24 1.25%
60 months 1.34 1.35%

CALL SHARON FOR REAL ESTATE RATES

  • IRA’s pay .1% above regular certificate rates
  • Share/draft Premium Checking Accounts receive when balances remain above $250.
  • *The Savings rates are subject to change after the account is opened without prior notice.
  • ***All certificates require a minimum of $100 to start unless otherwise noted.
  • Early withdrawal may result in penalties. Withdrawals may affect APY.
  • **APY is Annual Percentage Yield