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Rates

Rates Effective 8/8/2018

New/Program Vehicles 2017-2018 750+ Beacon Score

MonthsAPR*
72 Months**Rates as low as3.90% APR***
66 MonthsRates as low as3.75% APR
60 MonthsRates as low as3.60% APR
48 MonthsRates as low as3.55% APR
36 MonthsRates as low as3.50% APR

Used Vehicles 2014 and newer

MonthsAPR
72 MonthsRates as low as4.20% APR
66 MonthsRates as low as4.05% APR
60 MonthsRates as low as3.90% APR
48 MonthsRates as low as3.85% APR
36 MonthsRates as low as3.80% APR

Used Vehicles 2011-2013

MonthsAPR
60 MonthsRates as low as4.20% APR
48 MonthsRates as low as3.95% APR
36 MonthsRates as low as3.90% APR

All Other Model Years

MonthsAPR
60 MonthsRates as low as4.50% APR
48 MonthsRates as low as4.25% APR

*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.

**Sample repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. ***Sample repayment schedule: 72 monthly payments of $115.69 at 3.90% APR per $1,000 borrowed.

Consumer GoodsNew: As low as 7.69% APR up to 48 months.Used: As low as 7.19% APR up to 36 months.
Signature LoansAs low as 8.44% APR up to 30 months.As low as 7.94% APR up to 12 months
MasterCard10.99% APRNo annual fee, 25 day grace period
Overdraft Protection16.00% APRShare/Draft checking

Savings Rates*

AccountDividend RateAnnual Percentage Yield**
Membership (min $25).04.04%
Passbook (min $50).06.06%
Blue Chip (min $1000).10.10%
Premium Checking.10.10%

Share Certificates (CD’s)***

TermDividend RateAnnual Percentage Yield
3 months.15.15%
6 months.35.35%
12 months.60.60%
24 months.75.75%
36 months.95.95%
48 months1.241.25%
60 months1.341.35%

CALL SHARON FOR REAL ESTATE RATES

  • IRA’s pay .1% above regular certificate rates
  • Share/draft Premium Checking Accounts receive when balances remain above $250.
  • *The Savings rates are subject to change after the account is opened without prior notice.
  • ***All certificates require a minimum of $100 to start unless otherwise noted.
  • Early withdrawal may result in penalties. Withdrawals may affect APY.
  • **APY is Annual Percentage Yield

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