Rates Effective 12/1/2018
New/Program Vehicles 2018-2019 750+ Beacon Score
|72 Months**||Rates as low as||4.50% APR***|
|66 Months||Rates as low as||4.35% APR|
|60 Months||Rates as low as||4.20% APR|
|48 Months||Rates as low as||4.15% APR|
|36 Months||Rates as low as||4.10% APR|
Used Vehicles 2016 and newer
|72 Months||Rates as low as||4.80% APR|
|66 Months||Rates as low as||4.65% APR|
|60 Months||Rates as low as||4.50% APR|
|48 Months||Rates as low as||4.45% APR|
|36 Months||Rates as low as||4.40% APR|
Used Vehicles 2013-2015
|60 Months||Rates as low as||4.80% APR|
|48 Months||Rates as low as||4.55% APR|
|36 Months||Rates as low as||4.50% APR|
All Other Model Years
|60 Months||Rates as low as||5.10% APR|
|48 Months||Rates as low as||4.85% APR|
*APR is Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions.
**Sample repayment schedule does not include taxes and insurance premiums. All loans are subject to approval. ***Sample repayment schedule of a used auto: 72 monthly payments of $15.88 at 4.50% APR per $1,000 borrowed.
|Consumer Goods||New: As low as 8.14% APR up to 48 months.||Used: As low as 7.64% APR up to 36 months.|
|Signature Loans||As low as 8.64% APR up to 30 months.||As low as 8.14% APR up to 12 months|
|MasterCard||10.99% APR||No annual fee, 25 day grace period|
|Overdraft Protection||16.00% APR||Share/Draft checking|
|Account||Dividend Rate||Annual Percentage Yield**|
|Membership (min $25)||.04||.04%|
|Passbook (min $50)||.15||.15%|
|Blue Chip (min $1000)||.25||.25%|
|Youth Club Account||1.50||1.51%|
Share Certificates (CD’s)***
|Term||Dividend Rate||Annual Percentage Yield|
CALL SHARON FOR REAL ESTATE RATES
- IRA’s pay .1% above regular certificate rates
- Share/draft Premium Checking Accounts receive when balances remain above $250.
- *The Savings rates are subject to change after the account is opened without prior notice.
- ***All certificates require a minimum of $100 to start unless otherwise noted.
- Early withdrawal may result in penalties. Withdrawals may affect APY.
- **APY is Annual Percentage Yield